6 Cottage Row, Midlothian, IL 60445 Property Records

Cook County property record for 6 Cottage Row, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1921
Lot Size1.13 acres (49,223 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Aug 2021)
Tax Bill$7,087 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-04-302-010

Property Details

APN / Parcel Number

Primary APN28-04-302-010
Alternative APN
  • 28-04-302-010-0000

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Lot Area49,223 sqft

Location & Zoning

Street Address6 COTTAGE ROW
CityMIDLOTHIAN
StateIL
Zip60445-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH250 FT SEC04 E2SW4 S04 T36N R1 3E 3P
Legal Range13E
Legal Township36N
Legal Section04
Legal SubdivisionGILLSONS SECOND SUB OF N 490FT OF S
Legal Lot Number6
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3010
Census Tract824601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
A & N MORTGAGE SERVICES INC
Aug 4, 2021Deed, Transfer · Conventional Mortgage
PACOR MORTGAGE CORP
Jul 6, 2020Quit Claim Deed, Transfer
A&N MTG SVCS
Apr 8, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleApr 1, 1999 · Amount on Record
Deed Document Number202128489
Prior Transfer DateFeb 3, 2020
Prior Transfer Doc0000019096
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003501495
DateFeb 4, 2021
Instrument2103501495
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateAug 4, 2021
Property Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number0021628489
Instrument DateJul 19, 2021
Instrument2121628489
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406

Mortgage

Document Number0021628490
DateAug 4, 2021
Instrument2121628490
Lender
NamePACOR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJul 6, 2020
Property Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number2018839089
Instrument DateApr 29, 2020
Instrument18839089
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyLAKESHORE TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406

Mortgage

Document Number2018839090
DateJul 6, 2020
Instrument18839090
Lender
NameA&N MTG SVCS
TypeMortgage Company
AddressCHICAGO, IL 60642
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2050
Interest
Rate TypeFixed Rate

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateApr 8, 2021
Property Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number0009819096
Instrument DateFeb 3, 2020
Instrument2109819096
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictForest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,759 (+292.74%) Land $19,637 Building $122$197,590 (+292.74%) Land $196,370 Building $1,220
2023$7,087.00 (+203.9%)
2022$2,332.00$5,031 Land $4,909 Building $122$50,310 Land $49,090 Building $1,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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