3 Cottage Row, Midlothian, IL 60445 Property Records

Cook County property record for 3 Cottage Row, Midlothian, IL 60445 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,981 sqft · built 1908
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$8,136 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-04-302-030`

Property Details

APN / Parcel Number

Primary APN	`28-04-302-030`
Alternative APN	`28-04-302-030-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3 COTTAGE ROW
City	MIDLOTHIAN
State	IL
Zip	60445-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GILLSONS) SUB OF S250FT OF EH SW SEC 04-36-13
Legal Range	13E
Legal Township	36N
Legal Section	04
Legal Subdivision	GILLSONS SUB
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3010
Census Tract	824601

Owner

Source: Cook County records · APN 28-04-302-030

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 W COTTAGE LANE RD, MIDLOTHIAN, IL 60445
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Transaction Type	Mortgage
Record Updated	May 04, 2021
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011207033
Date	Apr 22, 2021
Instrument	2111207033

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+9.38%) Land $6,000 Building $20,000	$260,000 (+9.38%) Land $60,000 Building $200,000
2023	$8,136.00 (-13.78%)
2022	$9,436.00 Homeowner's exemption	$23,770 Land $6,000 Building $17,770	$237,700 Land $60,000 Building $177,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318246013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Fiber	1,500 / 1,500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.