5 Cottage Row, Midlothian, IL 60445 Property Records

Cook County property record for 5 Cottage Row, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,708 sqft · built 1903
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Mar 2010)
Tax Bill$8,136 (2023)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-04-302-026

Property Details

APN / Parcel Number

Primary APN28-04-302-026
Alternative APN
  • 28-04-302-026-0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,708 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 COUNTRY CLUB DR
CityMIDLOTHIAN
StateIL
Zip60445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(GILLSONS) SUB OF S250FT OF EH SW SEC 04-36-13
Legal Range13E
Legal Township36N
Legal Section04
Legal SubdivisionGILLSONS SUB
Legal Lot Number5,4
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3010
Census Tract824601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2010 · Amount on Record
Deed SaleMar 16, 2010 · Amount on Record
Deed Document Number201041058
Prior Transfer DateApr 6, 2007
Prior Transfer Doc0000046002
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number1721347003
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 COUNTRY CLUB DR MIDLOTHIAN IL 60445, MIDLOTHIAN, IL 60445

Mortgage

Document Number1721347003
DateAug 1, 2017
Instrument21347003
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueJul 31, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictForest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 (+2.6%) Land $8,000 Building $18,000$260,000 (+2.6%) Land $80,000 Building $180,000
2023$8,136.00 (-19.96%)
2022$10,165.00 Homeowner's exemption$25,341 Land $7,000 Building $18,341$253,410 Land $70,000 Building $183,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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