Cook County property record for 2 Cottage Row, Midlothian, IL 60445 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 5 bd · 2.5 ba · 3,528 sqft · built 1902 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,263 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-302-046 |
| Primary APN | 28-04-302-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,528 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Row Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2 COTTAGE ROW |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-2406 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (GILLSONS) SUB OF S250FT OF EH SW SEC 04-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 04 |
| Legal Subdivision | GILLSONS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 824601 |
Source: Cook County records · APN 28-04-302-046
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L |
| Aug 10, 2017 | Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 1993 |
| Deed Sale | Sep 23, 1993 |
| Deed Document Number | 1993907 |
| Prior Transfer Date | Aug 24, 1993 |
| Prior Transfer Doc | 0000000907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 27, 2021 |
| Property Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0030049098 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2130049098 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE ROW, 2, MIDLOTHIAN, IL 60445-2406 |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0030049099 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2130049099 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 2020615010 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2020 |
| Title Company | DUKANE TITLE, DUKANE TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 2020615010 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 20615010 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 23, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 10, 2017 |
| Property Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0022201049 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 1722201049 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 W 95TH ST, 7800, HICKORY HILLS, IL 60457-2262 |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0022201050 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 1722201050 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Forest Ridge School District 142 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,304 (-9.49%) Land $4,000 Building $17,304 | $213,040 (-9.49%) Land $40,000 Building $173,040 | |
| 2023 | $5,263.00 (-32.03%) | ||
| 2022 | $7,743.00 Homeowner's exemption | $23,539 Land $4,000 Building $19,539 | $235,390 Land $40,000 Building $195,390 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318246013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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