10 Cottage Row, Midlothian, IL 60445 Property Records

Cook County property record for 10 Cottage Row, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,549 sqft · built 1913
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on File
Last Sale$494,000 (Jul 2019)
Tax Bill$5,129 (2023)
Deeds & MortgagesOct 2021 Mortgage
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-04-302-017

Property Details

APN / Parcel Number

Primary APN28-04-302-017
Alternative APN
  • 28-04-302-017-0000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms17 Rooms
Stories2 Stories
Building Area4,549 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,000 sqft (0.092 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10 COUNTRY CLUB DR
CityMIDLOTHIAN
StateIL
Zip60445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(GILLSONS) SUB OF S250FT OF EH SW SEC 04-36-13
Legal Range13E
Legal Township36N
Legal Section04
Legal SubdivisionGILLSONS SUB
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3010
Census Tract824601

Owner

Source: Cook County records · APN 28-04-302-017

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 COUNTRY CLUB DR, MIDLOTHIAN, IL 60445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Oct 11, 2019Deed of Trust, Mortgage · Conventional with PMI
FIFTH THIRD BK
Jul 03, 2019Trustee's Deed, Construction Loan · Construction Mortgage
KEVIN VAN SOLKEMA
Jul 11, 2019Warranty Deed, Transfer
OLD REPUBLIC TITLE
Jun 01, 2017Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Deed Document Number201913066
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Transaction TypeMortgage
Record UpdatedNov 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030055225
DateOct 27, 2021
Instrument2130055225
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate2.75%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number1930246145
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 07, 2019
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406

Mortgage

Document Number1930246145
DateOct 29, 2019
Instrument30246145
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateJul 03, 2019
Property Address10 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number1918413016
Instrument DateJun 25, 2019
Instrument18413016
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406

Mortgage

Document Number1918413016
DateJul 03, 2019
Instrument18413016
Lender
NameKEVIN VAN SOLKEMA
Address311 S KENILWORTH AVE, ELMHURST, IL 60126-3409
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 02, 2020

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 11, 2019
Property Address10 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number1919213066
Instrument DateJun 13, 2019
Instrument19213066
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$494.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406
Document Number1716308049
Instrument DateJun 01, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 COTTAGE ROW MIDLOTHIAN IL 604452406, MIDLOTHIAN, IL 60445-2406

Mortgage

Document Number1716308049
DateJun 12, 2017
Instrument16308049
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
AmountAmount Recorded
Term120 Months
DueJun 11, 2027

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictForest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,300 (+23.99%) Land $1,600 Building $12,700$143,000 (+23.99%) Land $16,000 Building $127,000
2023$5,129.00 (-4.09%)
2022$5,348.00$11,533 Land $1,400 Building $10,133$115,330 Land $14,000 Building $101,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Fiber · Cable in parts of the area
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDLOTHIAN
serves 14,819 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cottage Row

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