Kane County property record for 5N589 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,070 sqft · built 1977 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $255,000 (Oct 1998) |
| Tax Bill | $11,159 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-178-019 |
| Primary APN | 08-16-178-019 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 5,136 sqft |
| Basement Area | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5N589 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 OF BRANIGARS THE WINDINGS OF FERSON CREEK UNIT 2 ALONG EMPIRE ROAD |
| Legal Subdivision | FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 91 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N589 Paddock Ln is owner-occupied and held in a trust since December 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5N589 PADDOCK LN, SAINT CHARLES, IL 60175-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Feb 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 1998 · Amount on File |
| Deed Sale | Oct 15, 1998 · Amount on File |
| Deed Document Number | 199894540 |
| Last Transfer Date | Dec 1, 2018 |
| Transfer Doc | 0000004655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N589 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000056170 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020K056170 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 5, 2019 |
| Property Address | 5N589 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Document Number | 0000004655 |
| Instrument Date | Dec 1, 2018 |
| Instrument | 4655 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5N589 PADDOCK LN ST CHARLES IL 601758265, ST CHARLES, IL 60175-8265 |
The 2025 property tax bill for 5N589 Paddock Ln was $11,159 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,159.00 Homeowner's exemption | $163,291 (+8.43%) Land $23,399 Building $139,892 | $490,069 (+8.43%) Land $70,225 Building $419,844 |
| 2024 | $150,596 Land $21,580 Building $129,016 | $451,969 Land $64,766 Building $387,203 | |
| 2022 | $11,000.00 (+3.51%) Homeowner's exemption | $122,680 (+5.91%) Land $17,580 Building $105,100 | $368,040 (+5.91%) Land $52,740 Building $315,300 |
| 2021 | $10,627.00 Homeowner's exemption | $115,834 Land $16,599 Building $99,235 | $347,502 Land $49,797 Building $297,705 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N589 Paddock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N589 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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