Kane County property record for 5N577 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,503 sqft · built 1977 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2018) |
| Tax Bill | $8,422 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-178-020 |
| Primary APN | 08-16-178-020 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,503 sqft Living Area |
| Gross Area | 2,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N577 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90 WINDINGS |
| Legal Subdivision | THE WINDINGS 2 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5N577 PADDOCK LN, SAINT CHARLES, IL 60175-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST |
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI INLAND BK&TR |
| Jul 2, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 201831515 |
| Prior Transfer Date | Apr 1, 2015 |
| Prior Transfer Doc | 0000017345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N577 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018077 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021K018077 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N577 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012281 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024K012281 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N577 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Document Number | 0000061670 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N577 PADDOCK LN ST CHARLES IL 601758265, ST CHARLES, IL 60175-8265 |
| Document Number | 0000061670 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 61670 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 2, 2018 |
| Property Address | 5N577 PADDOCK LN, ST CHARLES, IL 60175-8265 |
| Document Number | 0000031515 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018K031515 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5N577 PADDOCK LN, SAINT CHARLES, IL 60175-8265 |
| Document Number | 0000031516 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018K031516 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,422.00 (+1.45%) Homeowner's exemption | ||
| 2024 | $115,469 (+22.75%) Land $21,580 Building $93,889 | $346,546 (+22.8%) Land $64,766 Building $281,780 | |
| 2022 | $8,302.00 (+3.61%) Homeowner's exemption | $94,065 (+5.91%) Land $17,580 Building $76,485 | $282,195 (+5.91%) Land $52,740 Building $229,455 |
| 2021 | $8,013.00 Homeowner's exemption | $88,816 Land $16,599 Building $72,217 | $266,448 Land $49,797 Building $216,651 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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