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36W665 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 36W665 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,054 sqft · built 1978
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Last Sale$332,500 (Oct 2015)
Tax Bill$9,982 (2022)
Deeds & MortgagesMar 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-16-377-030

Property Details

APN / Parcel Number

Primary APN09-16-377-030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,054 sqft Living Area
Basement Area942 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialWood
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address36W665 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 3 OF MIDDLE CREEK - LOT 90
Legal SubdivisionMIDDLE CREEK
Legal Block4
Legal Lot Number90
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4004
Census Tract852103

Owner

Source: Kane County records · APN 09-16-377-030

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address36W665 OAK RD, SAINT CHARLES, IL 60175-4909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 22, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2015 · Amount on Record
Deed SaleOct 30, 2015 · Amount on Record
Deed Document Number201559208
Prior Transfer DateOct 06, 2011
Prior Transfer Doc0000061021
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address36W665 OAK RD, ST CHARLES, IL 60175-4909
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017866
DateMar 31, 2022
Instrument2022K017866
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address36W665 OAK RD, ST CHARLES, IL 60175-4909
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019971
DateApr 22, 2020
Instrument2020K019971
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term310 Months
DueFeb 01, 2046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption
2024$156,034 (+14.31%) Land $46,550 Building $109,484$468,289 (+14.35%) Land $139,706 Building $328,583
2022$9,982.00 (+6.07%) Homeowner's exemption$136,506 (+4.91%) Land $45,192 Building $91,314$409,518 (+4.91%) Land $135,576 Building $273,942
2021$9,411.00 Homeowner's exemption$130,117 Land $43,077 Building $87,040$390,351 Land $129,231 Building $261,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898521034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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