5N325 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N325 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1976
Square Footage2,268 sqft Living Area
Lot Size39,683 sqft (0.911 acres)
OccupancyOwner Occupied
Last Sale$345,000 (2020)
Tax Bill$10,457.00 (2025)

Owner

Source: Kane County records · APN 09-16-377-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5N325 OAK RD, SAINT CHARLES, IL 60175-4924
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
INLAND BK&TR
Dec 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Deed Doc Number202027770
Prior Transfer DateDec 10, 2018
Prior Transfer Doc0000059080
Record RefreshedSep 20, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMay 29, 2020
Property Address5N325 OAK RD, ST CHARLES, IL 60175-4924
Document Number0000027770
Instrument DateApr 08, 2020
Instrument27770
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address407 SPRING ST ST CHARLES IL 60175, ST CHARLES, IL 60175

Mortgage

Document Number27771
DateMay 29, 2020
Instrument27771
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 28, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 10, 2018
Property Address5N325 OAK RD, ST CHARLES, IL 60175-4924
Document Number0000059080
Instrument DateDec 10, 2018
Instrument59080
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address05N325 OAK ROAD ST ST CHARLES IL 60175, ST CHARLES, IL 60175

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,457.00 (+15.69%) Homeowner's exemption
2024$142,975 (+14.17%) Land $46,550 Building $96,425$429,097 (+14.22%) Land $139,706 Building $289,391
2022$9,039.00 (+6.09%) Homeowner's exemption$125,226 (+5.8%) Land $45,192 Building $80,034$375,678 (+5.8%) Land $135,576 Building $240,102
2021$8,520.00 Homeowner's exemption$118,364 Land $43,077 Building $75,287$355,092 Land $129,231 Building $225,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-16-377-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,268 sqft Living Area
Basement Area1,134 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionMansard Roof Construction
Roof MaterialAsbestos Roof
Lot Area39,683 sqft (0.911 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area495 sqft Garage
Shed1 Shed
Shed Area192 sqft Shed
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address5N325 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4924
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 043-MIDDLECREEK
Legal SubdivisionMIDDLECREEK
Legal Block4
Legal Lot Number60
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4004
Census Tract852103

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