583 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 583 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,444 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$167,500 (Oct 2019)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-376-040`

Property Details

APN / Parcel Number

Primary APN	`06-21-376-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	583 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 13-B-583
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records · APN 06-21-376-040

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	583 LANCASTER CIR, ELGIN, IL 60123-5649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2019 · Amount on Record
Deed Sale	Oct 02, 2019 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Document Number	201946396
Prior Transfer Date	Feb 24, 2008
Prior Transfer Doc	0000021973
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 02, 2019
Property Address	583 LANCASTER CIR, ELGIN, IL 60123-5649
Document Number	0000046396
Instrument Date	Sep 15, 2019
Instrument	2019K046396
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	583 LANCASTER CIR, 583, ELGIN, IL 60123-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	583 LANCASTER CIR, ELGIN, IL 60123-5649

Mortgage

Document Number	0000046397
Date	Oct 02, 2019
Instrument	2019K046397

Lender

Name	SELF RELIANCE NY FCU
Type	Credit Union
Address	CHICAGO, IL 60622

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (+15.81%) Homeowner's exemption
2024		$64,402 (+21.39%) Land $14,316 Building $50,086	$193,283 (+21.44%) Land $42,965 Building $150,318
2022	$4,079.00 (+4.89%) Homeowner's exemption	$53,052 (+6.96%) Land $11,793 Building $41,259	$159,156 (+6.96%) Land $35,379 Building $123,777
2021	$3,889.00 Homeowner's exemption	$49,600 Land $11,026 Building $38,574	$148,800 Land $33,078 Building $115,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.