593 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 593 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1994
Square Footage	1,655 sqft Living Area
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$130,500 (2009)
Tax Bill	$5,712.00 (2025)

Owner

Source: Kane County records · APN 06-21-376-038

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	593 LANCASTER CIR, ELGIN, IL 60123-5649
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Prior Sale	Nov 12, 2009
Deed Doc Number	200994251
Record Refreshed	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	593 LANCASTER CIR, ELGIN, IL 60123-5649
Transaction Type	Mortgage
Record Updated	Mar 08, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006055
Date	Feb 28, 2023
Instrument	2023K006055

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,712.00 (+4.46%) Homeowner's exemption
2024	$5,468.00 (+10.87%)	$76,332 (+21.39%) Land $15,178 Building $61,154	$229,088 (+21.44%) Land $45,552 Building $183,535
2022	$4,932.00 (+4.74%) Homeowner's exemption	$62,880 (+6.96%) Land $12,503 Building $50,377	$188,640 (+6.96%) Land $37,509 Building $151,131
2021	$4,709.00 Homeowner's exemption	$58,788 Land $11,689 Building $47,099	$176,364 Land $35,067 Building $141,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-21-376-038`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,655 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	593 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5649
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 12-D-593
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1011
Census Tract	851908