5982 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5982 Elde Rd, Cotton, MN 55724

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 1 ba · 1,008 sqft · built 2015
Lot Size2.04 acres (89,270 sqft)
OwnerIndividual Name on File
Tax Bill$1,084 (2026)
Flood ZoneZone X (minimal risk)
APN305-0045-00030

Property Details

APN / Parcel Number

Primary APN305-0045-00030
Alternative APN
  • 1089520

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,008 sqft Gross Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRustic
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area89,270 sqft (2.04 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area16 sqft
Cabin144 sqft
Storage Building160 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1089520
Street Address5982 ELDE RD
CityCOTTON
StateMN
Zip55724-8108
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeSMU
Legal DescriptionINC PART OF LOT 2 LYING NELY OF A LINEBEGINNING AT A POINT ON NELY LINE OFSAID LOT AND 415 45/100 FT SELY OF THEMOST NLY
Legal SubdivisionSHORE VIEW LTS TOWN OF COTTON
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionCOTTON
Census Block Group1
Census Block1057
Census Tract11402

Owner

5982 Elde Rd, a residential property, is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5982 ELDE RD, COTTON, MN 55724-8108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5982 Elde Rd was $1,084 with a homeowner's exemption, up 5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCotton Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,084.00 (+5.04%) Homeowner's exemption
2025$1,032.00 (-16.77%) Homeowner's exemption$180,400 (-) Land $48,700 Building $131,700$180,400 (-) Land $48,700 Building $131,700
2024$1,240.00$180,400 Land $48,700 Building $131,700$180,400 Land $48,700 Building $131,700
2022$144,200 Land $51,300 Building $92,900$144,200 Land $51,300 Building $92,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5982 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5982 Elde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Arvig
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Elde Rd

Nearby Streets

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