St. Louis County property record for 5964 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft |
| Lot Size | 1.44 acres (62,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2023) |
| Tax Bill | $1,712 (2026) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0045-00090 |
| Primary APN | 305-0045-00090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 62,988 sqft (1.44 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 90 sqft |
| Storage Building | 25 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1155257 |
|---|---|
| Street Address | 5964 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0009 BLOCK:000 SERIAL # |
| Legal Subdivision | SHORE VIEW LOTS |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 11402 |
5964 Elde Rd, a residential property, is owned by two individuals who bought it in September 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3442 HOLMES AVE S, MINNEAPOLIS, MN 55408-3844 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Deed Document Number | 20231072784 |
| Prior Transfer Date | May 6, 2011 |
| Prior Transfer Doc | 0000900060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 27, 2023 |
| Property Address | 5964 ELDE RD, COTTON, MN 55724 |
| Document Number | 0001072784 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 1072784 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Amount | Amount on Record |
|---|---|
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3442 HOLMES AVE S, MINNEAPOLIS, MN 55408-3844 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3442 HOLMES AVE S, MINNEAPOLIS, MN 55408-3844 |
The 2026 property tax bill for 5964 Elde Rd was $1,712, up 4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,712.00 (+4.01%) | ||
| 2025 | $1,646.00 | $163,300 (-) Land $53,700 Building $109,600 | $163,300 (-) Land $53,700 Building $109,600 |
| 2024 | $163,300 Land $53,700 Building $109,600 | $163,300 Land $53,700 Building $109,600 | |
| 2023 | $1,912.00 | ||
| 2022 | $174,200 Land $75,500 Building $98,700 | $174,200 Land $75,500 Building $98,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5964 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5964 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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