St. Louis County property record for 5976 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 480 sqft |
| Lot Size | 1.38 acres (60,437 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,064 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0045-00050 |
| Primary APN | 305-0045-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 60,437 sqft (1.38 acres) |
| Deck Area | 160 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 999232 |
|---|---|
| Street Address | 5976 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0005 BLOCK:000 SERIAL # |
| Legal Subdivision | SHORE VIEW LOTS |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 11402 |
5976 Elde Rd, a residential property, is owned by an individual who acquired it in September 2015.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4823 AUNE RD, SAGINAW, MN 55779-9682 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2015 |
| Transfer Doc | 0000964641 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5976 Elde Rd was $1,064, up 5.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064.00 (+5.14%) | ||
| 2025 | $1,012.00 (+5.42%) | $104,900 (-) Land $45,300 Building $59,600 | $104,900 (-) Land $45,300 Building $59,600 |
| 2024 | $960.00 | $104,900 Land $45,300 Building $59,600 | $104,900 Land $45,300 Building $59,600 |
| 2022 | $105,500 Land $65,400 Building $40,100 | $105,500 Land $65,400 Building $40,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5976 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5976 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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