5990 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5990 Elde Rd, Cotton, MN 55724

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 560 sqft
Lot Size1.36 acres (59,341 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2015)
Tax Bill$2,166 (2026)
Flood ZoneZone X (minimal risk)
APN305-0045-00010

Property Details

APN / Parcel Number

Primary APN305-0045-00010
Alternative APN
  • 994568

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area560 sqft Gross Area
1st Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area59,341 sqft (1.36 acres)
Garage Area1,792 sqft

Exterior Amenities

PorchPorch
Porch Area280 sqft
Deck Area96 sqft
Patio Area304 sqft
Storage Building36 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number994568
Street Address5990 ELDE RD
CityCOTTON
StateMN
Zip55724
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT 1 SERIAL #
Legal SubdivisionSHORE VIEW LOTS
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionCOTTON
Census Block Group1
Census Block1057
Census Tract11402

Owner

5990 Elde Rd, a residential property, is owned by an individual who bought it in August 2015.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address15349 74TH AVE N, MAPLE GROVE, MN 55311-2642
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2015 · Amount on File
Deed SaleAug 25, 2015 · Amount on File
Deed Document Number2015961382
Prior Transfer DateJul 22, 2015
Prior Transfer Doc0000961381
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5990 Elde Rd was $2,166, up 3.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCotton Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,166.00 (+3.93%)
2025$2,084.00 (+6.11%)$207,900 (-) Land $53,000 Building $154,900$207,900 (-) Land $53,000 Building $154,900
2024$1,964.00$207,900 Land $53,000 Building $154,900$207,900 Land $53,000 Building $154,900
2022$187,600 Land $74,600 Building $113,000$187,600 Land $74,600 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5990 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5990 Elde Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Arvig
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Elde Rd

Nearby Streets

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