St. Louis County property record for 5962 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft |
| Lot Size | 1.26 acres (55,274 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,178 (2026) |
| Deeds & Mortgages | Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0045-00100 |
| Primary APN | 305-0045-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| 1st Floor Area | 120 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 55,274 sqft (1.26 acres) |
| Garage Area | 400 sqft |
| Deck Area | 28 sqft |
|---|---|
| Storage Building | 56 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Account Number | 12970 |
|---|---|
| Street Address | 5962 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0010 BLOCK:000 SERIAL # |
| Legal Subdivision | SHORE VIEW LTS TOWN OF COTTON |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 11402 |
5962 Elde Rd, a residential property, is owned by an individual who acquired it in August 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 E 6TH ST, DULUTH, MN 55812-1210 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2017 |
| Transfer Doc | 00A1315731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 5962 ELDE RD, COTTON, MN 55724 |
| Document Number | 00A1315731 |
| Instrument Date | Aug 17, 2017 |
| Instrument | A1315731 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1631 E 6TH ST DULUTH MN 558121210, DULUTH, MN 55812-1210 |
The 2026 property tax bill for 5962 Elde Rd was $1,178, up 4.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,178.00 (+4.06%) | ||
| 2025 | $1,132.00 (+5.2%) | $111,100 (-) Land $42,100 Building $69,000 | $111,100 (-) Land $42,100 Building $69,000 |
| 2024 | $1,076.00 | $111,100 Land $42,100 Building $69,000 | $111,100 Land $42,100 Building $69,000 |
| 2022 | $122,300 Land $61,500 Building $60,800 | $122,300 Land $61,500 Building $60,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5962 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5962 Elde Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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