5976 Cottingham Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 5976 Cottingham Dr, Murfreesboro, TN 37128 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,502 sqft · built 2014
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2020)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093B-D-037.01-000`

Property Details

APN / Parcel Number

Primary APN	`093B-D-037.01-000`
Alternative APNs	`093B D 03701` `R0058197`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,502 sqft Living Area
1st Floor Area	1,843 sqft
Upper Floors Area	798 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	530 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0058197
Street Address	5976 COTTINGHAM DR
City	MURFREESBORO
State	TN
Zip	37128-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 WINSLOW PARK AT BERKSHIRE REVISION 1 PH 1 PG 37 PG 278 FOR 2015 50 X 112.5 IRR REVISION FOR LOTS 87-91
Legal Subdivision	WINSLOW PARK AT BERKSHIRE PH 1 REV 1
Legal Block	1
Legal Lot Number	87
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	1
Census Block	1039
Census Tract	40808

Owner

Source: Rutherford County records · APN 093B-D-037.01-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK
Oct 21, 2019	Warranty Deed, Transfer · Conventional with PMI CASTLE & COOKE MTG
Oct 18, 2019	Deed of Trust, Mortgage HOMELAND TITLE
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2020 · Amount on Record
Deed Sale	May 06, 2020 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20202273168
Deed Book / Page	1899 / 3061
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 06, 2020
Property Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Document Number	RB18993061
Book / Page	001899 / 003061
Instrument Date	Apr 30, 2020
Instrument	2273168
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5976 COTTINGHAM DR MURFREESBORO TN 371282729, MURFREESBORO, TN 37128-2729

Mortgage

Document Number	RB18993064
Date	May 06, 2020
Book Page	001899/003064
Instrument	2273169

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 21, 2019
Property Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Document Number	RB18262488
Book / Page	001826 / 002488
Instrument Date	Oct 18, 2019
Instrument	2235769
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5976 COTTINGHAM DR MURFREESBORO TN 371282729, MURFREESBORO, TN 37128-2729

Mortgage

Document Number	RB18262491
Date	Oct 21, 2019
Book Page	001826/002491
Instrument	2235770

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Document Number	RB18291039
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Document Number	RB17451228
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5976 COTTINGHAM DR MURFREESBORO TN 371282729, MURFREESBORO, TN 37128-2729

Mortgage

Document Number	RB17451228
Date	Jan 31, 2019
Book Page	001745/001228
Instrument	2189204

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2039

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5976 COTTINGHAM DR, MURFREESBORO, TN 37128-2729
Document Number	RB16141610
Book / Page	001614 / 001610
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	REGAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB16141610
Date	Oct 04, 2017
Book Page	001614/001610
Instrument	2109889

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2047

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,100 (+18.69%) Land $27,500 Building $100,600	$512,400 (+18.69%) Land $110,000 Building $402,400
2025	$3,053.00	$107,925 (-) Land $13,750 Building $94,175
2023	$3,053.00 (+10.14%)	$107,925 Land $13,750 Building $94,175	$431,700 (-) Land $55,000 Building $376,700
2022	$2,772.00		$431,700 Land $55,000 Building $376,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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