Rutherford County property record for 5972 Cottingham Dr, Murfreesboro, TN 37128 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,384 sqft · built 2015 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093B-D-037.03-000 |
| Primary APN | 093B-D-037.03-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Upper Floors Area | 684 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0108595 |
|---|---|
| Street Address | 5972 COTTINGHAM DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 WINSLOW PARK AT BERKSHIRE REVISION 1 PH 1 PB 37 PG 278 SPLIT OFF 93B-D-37.01 FOR 2015 40 X 105 REVISION FOR LOTS 87-91 |
| Legal Subdivision | WINSLOW PARK AT BERKSHIRE PH 1 REV 1 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40808 |
Source: Rutherford County records · APN 093B-D-037.03-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5972 COTTINGHAM DR, MURFREESBORO, TN 37128-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5972 COTTINGHAM DR, MURFREESBORO, TN 37128-2729 |
| Document Number | RB16141610 |
| Book / Page | 001614 / 001610 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Title Company | REGAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | RB16141610 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 001614/001610 |
| Instrument | 2109889 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,125 (+19.06%) Land $27,500 Building $96,625 | $496,500 (+19.06%) Land $110,000 Building $386,500 | |
| 2025 | $2,949.00 | $104,250 (-) Land $13,750 Building $90,500 | |
| 2023 | $2,949.00 | $104,250 Land $13,750 Building $90,500 | $417,000 (-) Land $55,000 Building $362,000 |
| 2022 | $417,000 Land $55,000 Building $362,000 |
Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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