Rutherford County property record for 5959 Cottingham Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,404 sqft · built 2012 |
| Lot Size | 0.107 acres (4,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $529,900 (Aug 2022) |
| Tax Bill | $2,940 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093B-D-042.00-000 |
| Primary APN | 093B-D-042.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 784 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 4,702 sqft (0.107 acres) |
| Lot Dimensions | 105 ft deep x 44.8 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0058203 |
|---|---|
| Street Address | 5959 COTTINGHAM DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 WINSLOW PARK AT BERKSHIRE PH 1 PB 26 PGS 164-165 44.78 X 105 IRR |
| Legal Subdivision | WINSLOW PARK AT BERKSHIRE PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40808 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5959 COTTINGHAM DR, MURFREESBORO, TN 37128-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI LEGACY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 20222458325 |
| Deed Book / Page | 2272 / 3590 |
| Prior Transfer Date | Mar 23, 2015 |
| Prior Transfer Doc | 1362002271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Aug 16, 2022 |
| Property Address | 5959 COTTINGHAM DR, MURFREESBORO, TN 37128-2731 |
| Document Number | 0022723590 |
| Book / Page | 2272 / 3590 |
| Map Reference | MB 26 PG 164 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2458325 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | TRINITY TITLE/TX LLC, TRINITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5959 COTTINGHAM DR, MURFREESBORO, TN 37128-2731 |
| Document Number | 0022723592 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2272-3592 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5959 COTTINGHAM DR, MURFREESBORO, TN 37128-2731 |
| Document Number | RB18281511 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | TRISTAR TITLE AND ESCROW, TRISTAR TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5959 COTTINGHAM DR MURFREESBORO TN 371282731, MURFREESBORO, TN 37128-2731 |
| Document Number | RB18281511 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 001828/001511 |
| Instrument | 2236669 |
| Name | LEGACY HOME LOANS LLC |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,675 (+19%) Land $27,500 Building $96,175 | $494,700 (+19%) Land $110,000 Building $384,700 | |
| 2025 | $2,940.00 | $103,925 (-) Land $13,750 Building $90,175 | |
| 2023 | $2,940.00 | $103,925 Land $13,750 Building $90,175 | $415,700 (-) Land $55,000 Building $360,700 |
| 2022 | $415,700 Land $55,000 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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