5963 Cottingham Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 5963 Cottingham Dr, Murfreesboro, TN 37128 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,085 sqft · built 2012
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Jul 2023)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093B-D-041.00-000`

Property Details

APN / Parcel Number

Primary APN	`093B-D-041.00-000`
Alternative APNs	`093B D 04100` `R0058202`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,085 sqft Living Area
1st Floor Area	1,301 sqft
Upper Floors Area	784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0058202
Street Address	5963 COTTINGHAM DR
City	MURFREESBORO
State	TN
Zip	37128-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 WINSLOW PARK AT BERKSHIRE PH 1 PB 26 PGS 164-165 40 X 105
Legal Subdivision	WINSLOW PARK AT BERKSHIRE PH 1
Legal Block	1
Legal Lot Number	41
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	1
Census Block	1040
Census Tract	40808

Owner

Source: Rutherford County records · APN 093B-D-041.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 10, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 07, 2019	Warranty Deed, Transfer · Conventional with PMI F&M BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	20232506242
Deed Book / Page	2362 / 3294
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 26, 2023
Property Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Document Number	0023623294
Book / Page	2362 / 3294
Map Reference	MB 26 PG 164-165
Instrument Date	Jul 21, 2023
Instrument	2506242
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731

Mortgage

Document Number	0002506243
Date	Jul 26, 2023
Instrument	2506243

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 10, 2022
Property Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Document Number	0022411367
Book / Page	2241 / 1367
Map Reference	MB 707 PG 1187
Instrument Date	May 06, 2022
Instrument	2440851
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731

Mortgage

Document Number	0022411370
Date	May 10, 2022
Instrument	2241-1370

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020371296
Date	Feb 12, 2021
Book Page	2037/1296
Instrument	2339964

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 07, 2019
Property Address	5963 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Document Number	RB17793830
Book / Page	001779 / 003830
Instrument Date	May 28, 2019
Instrument	2209906
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5963 COTTINGHAM DR MURFREESBORO TN 371282731, MURFREESBORO, TN 37128-2731

Mortgage

Document Number	RB17793832
Date	Jun 07, 2019
Book Page	001779/003832
Instrument	2209907

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2049

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,050 (+19.89%) Land $27,500 Building $88,550	$464,200 (+19.89%) Land $110,000 Building $354,200
2025	$2,738.00	$96,800 (-) Land $13,750 Building $83,050
2023	$2,738.00 (+10.14%)	$96,800 Land $13,750 Building $83,050	$387,200 (-) Land $55,000 Building $332,200
2022	$2,486.00		$387,200 Land $55,000 Building $332,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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