Rutherford County property record for 5964 Cottingham Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,538 sqft · built 2014 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2014) |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093B-D-037.05-000 |
| Primary APN | 093B-D-037.05-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 3,504 sqft |
| Upper Floors Area | 830 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0108597 |
|---|---|
| Street Address | 5964 COTTINGHAM DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 WINSLOW PARK AT BERKSHIRE REVISION 1 PH 1 PB 37 PG 278 SPLIT OFF 93B-D-37.01 FOR 2015 40 X 105 REVISION FOR LOTS 87-91 |
| Legal Subdivision | WINSLOW PARK AT BERKSHIRE PH 1 REV 1 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40808 |
Source: Rutherford County records · APN 093B-D-037.05-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5964 COTTINGHAM DR, MURFREESBORO, TN 37128-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2014 · Amount on Record |
| Deed Sale | Oct 20, 2014 · Amount on Record |
| Deed Book / Page | 1330 / 2380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5964 COTTINGHAM DR, MURFREESBORO, TN 37128-2729 |
| Document Number | RB18161152 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | REGAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5964 COTTINGHAM DR MURFREESBORO TN 371282729, MURFREESBORO, TN 37128-2729 |
| Document Number | RB18161152 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 001816/001152 |
| Instrument | 2230164 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 5964 COTTINGHAM DR, MURFREESBORO, TN 37128-2729 |
| Document Number | RB16141610 |
| Book / Page | 001614 / 001610 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Title Company | REGAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5964 COTTINGHAM DR MURFREESBORO TN 371282729, MURFREESBORO, TN 37128-2729 |
| Document Number | RB16141610 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 001614/001610 |
| Instrument | 2109889 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,700 (+0.93%) Land $27,500 Building $100,200 | $510,800 (+0.93%) Land $110,000 Building $400,800 | |
| 2025 | $3,005.00 (-16.04%) | $126,525 (-) Land $13,750 Building $112,775 | |
| 2023 | $3,579.00 | $126,525 Land $13,750 Building $112,775 | $506,100 (+19.08%) Land $55,000 Building $451,100 |
| 2022 | $425,000 Land $55,000 Building $370,000 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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