5946 Elde Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 5946 Elde Rd, Cotton, MN 55724

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 768 sqft
Lot Size2.38 acres (103,753 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Dec 2025)
Tax Bill$1,746 (2026)
Deeds & MortgagesDec 2025 Sale
Sep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN305-0047-00040

Property Details

APN / Parcel Number

Primary APN305-0047-00040
Alternative APNs
  • 1098273
  • 1187042

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area768 sqft Gross Area
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Construction TypeFrame
Lot Area103,753 sqft (2.38 acres)
Deck Area48 sqft
Cabin192 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1187042
Street Address5946 ELDE RD
CityCOTTON
StateMN
Zip55724
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT: 0004 SERIAL #
Legal SubdivisionSTEWARTS ADDITION
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionCOTTON
Census Block Group1
Census Block1057
Census Tract11402

Owner

5946 Elde Rd, a residential property, is owned by a company that bought it in December 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordCompany Name on File
Mailing Address4672 BREEZY POINT RD, DULUTH, MN 55803-9227
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer
Sep 2, 2025Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2025 · Amount on File
Deed SaleDec 22, 2025 · Amount on File
Prior SaleMar 18, 2013 · Amount on File
Deed Document Number20251524703
Prior Transfer DateSep 2, 2025
Prior Transfer Doc0001517226
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 22, 2025
Property Address5946 ELDE RD, COTTON, MN 55724
Document Number0001524703
Instrument DateDec 15, 2025
Instrument1524703
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount on Record
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4672 BREEZY POINT RD, DULUTH, MN 55803-9227

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateSep 2, 2025
Property Address5946 ELDE RD, COTTON, MN 55724
Document Number0001517226
Instrument DateJul 25, 2025
Instrument1517226
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 5946 Elde Rd was $1,746, up 3.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCotton Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,746.00 (+3.93%)
2025$1,680.00 (+5.13%)$169,700 (+1.74%) Land $65,000 Building $104,700$169,700 (+1.74%) Land $65,000 Building $104,700
2024$1,598.00$166,800 Land $65,000 Building $101,800$166,800 Land $65,000 Building $101,800
2022$178,800 Land $92,900 Building $85,900$178,800 Land $92,900 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5946 Elde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5946 Elde Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Elde Rd

Nearby Streets

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