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596 Chestnut St, Berea, KY 40403 Property Records

Madison County property record for 596 Chestnut St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,924 sqft
Lot Size0.305 acres (13,322 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jun 2023)
Tax Bill$3,188 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNB006-0007-0032

Property Details

APN / Parcel Number

Primary APNB006-0007-0032
Alternative APNs
  • 117086
  • 94590
  • 46472

Interior

Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area962 sqft
Basement Area962 sqft
Unfinished Basement962 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area13,322 sqft (0.305 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number46472
Street Address596 CHESTNUT ST
CityBEREA
StateKY
Zip40403-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLESTER ADDITION LOT 4
Legal SubdivisionLESTER ADDITION
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2018
Census Tract11201

Owner

Source: Madison County records · APN B006-0007-0032

Assessment roll updated December 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address596 CHESTNUT ST, BEREA, KY 40403-1513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 02, 2023Deed, Transfer · VA Mortgage
GENEVA FINANCIAL LLC
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 03, 2017Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2023 · Amount on Record
Deed SaleJun 02, 2023 · Amount on Record
Prior SaleAug 03, 2017 · Amount on Record
Deed Document Number202314148729
Deed Book / Page839 / 156
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address596 CHESTNUT ST, BEREA, KY 40403-1513
Transaction TypeMortgage
Record UpdatedDec 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 CHESTNUT ST, BEREA, KY 40403-1513

Mortgage

Document Number0M2423/549
DateNov 12, 2025
Book PageM2423/549
Instrument2014298187
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term337 Months
DueDec 01, 2053

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 02, 2023
Property Address596 CHESTNUT ST, BEREA, KY 40403-1513
Document Number00D839/156
Book / PageD839 / 156
Map ReferenceMB 62 PG 302
Instrument DateMay 25, 2023
Instrument2014148729
Transaction TypeTransfer
Record UpdatedJul 04, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1334 NE 1ST AVE, GAINESVILLE, FL 32641-5777

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address596 CHESTNUT ST, BEREA, KY 40403-1513

Mortgage

Document Number2014148730
DateJun 02, 2023
Instrument2014148730
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address596 CHESTNUT ST, BEREA, KY 40403-1513
Transaction TypeMortgage
Record UpdatedAug 14, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01962/542
DateJul 29, 2020
Book PageM01962/542
Instrument2014016918
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 09, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateAug 03, 2017
Property Address596 CHESTNUT ST, BEREA, KY 40403-1513
Document NumberD00748/325
Book / PageD00748 / 325
Map ReferenceDD62 PG302
Instrument DateAug 01, 2017
Instrument2013962579
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 GENERAL NELSON DR, 150, RICHMOND, KY 40475-8698

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 CHESTNUT ST, BEREA, KY 40403-1513

Mortgage

Document Number2013962580
DateAug 03, 2017
Instrument2013962580
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,188.00 (+121.7%)$267,500 (+143.18%)$267,500 (+143.18%)
2023$1,438.00 (+3.08%)$110,000 (-)$110,000 (-)
2022$1,395.00$110,000$110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 364 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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