Madison County property record for 597 Chestnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,193 sqft |
| Lot Size | 0.247 acres (10,761 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0008-0005 |
| Primary APN | B006-0008-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,193 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 10,761 sqft (0.247 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 74353 |
|---|---|
| Street Address | 597 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/S CHESTNUT STREET |
| Legal Subdivision | HANSON ADD |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11301 |
Source: Madison County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 597 CHESTNUT ST, BEREA, KY 40403-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit PARK FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 0014047235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 27, 2026 |
| Property Address | 597 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Number | 0014372008 |
| Book / Page | 887 / 558 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202614372008 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 597 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 7, 2026 |
| Property Address | 597 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Number | 0014346099 |
| Book / Page | 2465 / 627 |
| Instrument Date | May 1, 2026 |
| Instrument | 202614346099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 597 CHESTNUT ST, BEREA, KY 40403-1512 |
| Investor | Possibly a Property Investor |
| Document Number | 0014346099, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 2465/627 |
| Instrument | 202614346099 |
| Name | PARK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+30.84%) Homeowner's exemption | $162,000 (+29.6%) | $162,000 (+29.6%) |
| 2023 | $1,028.00 Homeowner's exemption | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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