Madison County property record for 448 Chestnut St, Berea, KY 40403
| Property Type | Commercial |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $20,000 (Oct 1980) |
| Tax Bill | $298 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0015-0048 |
| Primary APN | B006-0015-0048 |
|---|---|
| Alternative APNs |
|
| Account Number | 59363 |
|---|---|
| Street Address | 448 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1511 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LAND ONLY |
| Legal Subdivision | CHESTNUT |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berea Downtown Commercial and Residential Historic District listed 2020 · 57 contributing resources · NRIS 100005909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
448 Chestnut St, a commercial property, is owned and occupied by an individual who bought it in October 1980.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 OAKWOOD DR, BEREA, KY 40403-1062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1980 · Amount on File |
| Deed Sale | Oct 1, 1980 · Amount on File |
| Deed Document Number | 0000326203 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 448 Chestnut St was $298 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298.00 Additional exemption filed | $25,000 | $25,000 |
| 2023 | $327.00 | $25,000 | $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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