Madison County property record for 599 Chestnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,306 sqft |
| Owner | Company Name on File |
| Last Sale | $318,000 (Mar 2023) |
| Tax Bill | $3,790 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Line of Credit Jun 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0008-0004 |
| Primary APN | B006-0008-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,306 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Garage Type | Carport |
| Garage Area | 984 sqft |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Account Number | 43264 |
|---|---|
| Street Address | 599 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11301 |
599 Chestnut St is owned by a company that bought it in March 2023 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1614 BROCK RD, PAINT LICK, KY 40461-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Jun 28, 2022 | Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Oct 29, 2019 | Deed, Transfer · Conventional Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Jun 28, 2022 · Amount on File |
| Deed Document Number | 2014138348 |
| Deed Book / Page | D836 / 328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 30, 2023 |
| Property Address | 599 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Number | 00D836/328 |
| Book / Page | D836 / 328 |
| Map Reference | MB 1 PG 9A |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2014138348 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 CHESTNUT ST, BEREA, KY 40403-1512 |
| Name | Verified Name |
|---|---|
| Address | 1614 BROCK RD, PAINT LICK, KY 40461-9529 |
| Document Number | 2014138349 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2014138349 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 28, 2022 |
| Property Address | 599 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Number | 00D825/352 |
| Book / Page | D825 / 352 |
| Map Reference | MB 1 PG 9A |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2014098424 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 CHESTNUT ST, 599, BEREA, KY 40403-1512 |
| Name | Verified Name |
|---|---|
| Address | 220 BRYON AVE, BEREA, KY 40403-2103 |
| Document Number | 2014098425 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2014098425 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 29, 2019 |
| Property Address | 599 CHESTNUT ST, BEREA, KY 40403-1512 |
| Document Number | D00780/489 |
| Book / Page | D00780 / 489 |
| Map Reference | MB 1 PG 9A |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2014001410 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 WATER MARQ PATH APT 1116, 1116, GEORGETOWN, KY 40324-8366 |
| Name | Verified Name |
|---|---|
| Address | 599 CHESTNUT ST, BEREA, KY 40403-1512 |
| Mail Care Of | CURTIS L SCHWARTZ |
| Document Number | 2014001411 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2014001411 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 599 Chestnut St was $3,790 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,790.00 Additional exemption filed | $318,000 | $318,000 |
| 2023 | $4,022.00 | $307,500 | $307,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 599 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 599 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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