591 Chestnut St, Berea, KY 40403 Property Records

Madison County property record for 591 Chestnut St, Berea, KY 40403

Property Summary

Property Type	Commercial
Details	9,000 sqft
Owner	Company Name on File
Last Sale	$300,000 (Apr 2007)
Tax Bill	$3,969 (2025)
Flood Zone	Zone X (minimal risk)
APN	`B006-0008-0007`

Property Details

APN / Parcel Number

Primary APN	`B006-0008-0007`
Alternative APNs	`117326` `80409` `46717`

Interior

Stories	2 Stories
Building Area	9,000 sqft Base Area
Office	9,880 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air

Location & Zoning

Account Number	46717
Street Address	591 CHESTNUT ST
City	BEREA
State	KY
Zip	40403-1512
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HAYS FURNITURE STORE
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	2 Co-owners on File
Mailing Address	591 CHESTNUT ST, BEREA, KY 40403-1512
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 20, 2007 · Amount on File
Deed Sale	Apr 20, 2007 · Amount on File
Deed Document Number	386917
Deed Book / Page	D0620 / 333
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (-1.46%) Additional exemption filed	$333,000 (+8.12%)	$333,000 (+8.12%)
2023	$4,028.00	$308,000	$308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20