5957 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5957 Camray Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,654 sqft · built 1983
Lot Size	0.263 acres (11,450 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2001)
Tax Bill	$5,975 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245-0303-010-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0303-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	1,994 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,450 sqft (0.263 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5957 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LINCOLN HILL 02, LOT 10
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7906

Owner

5957 Camray Cir is owned and occupied by two individuals who bought it in October 2001.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5957 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit SAFE CU
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2001 · Amount on File
Deed Sale	Oct 31, 2001 · Amount on File
Deed Book / Page	20011031 / 714
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5957 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5957 CAMRAY CIR, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	0000000036
Date	Jul 24, 2023
Instrument	202307240036

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5957 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	1806010021
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5957 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	1806010021
Date	Jun 1, 2018
Instrument	1806010021

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5957 Camray Cir was $5,975 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,184 (+2%) Land $107,726 Building $401,458
2025	$5,975.00 (+2.17%) Homeowner's exemption	$499,201 Land $105,614 Building $393,587
2024	$5,848.00 (+1.63%)
2023	$5,754.00 (+2.06%) Homeowner's exemption	$479,818 Land $101,514 Building $378,304
2022	$5,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5957 Camray Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5957 Camray Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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