5949 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5949 Camray Cir, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 1981
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Nov 2021)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`245-0303-012-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0303-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,650 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces
Pool Area	13,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5949 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HILL 02, LOT 12
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7906

Owner

Source: Sacramento County records · APN 245-0303-012-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 05, 2020	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Feb 15, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Oct 25, 2017	Quit Claim Deed, Mortgage · FHA Mortgage ROYAL PACIFIC FNDG
Jan 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Oct 05, 2020 · Amount on Record
Deed Book / Page	20211130 / 2152
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	2150000000520
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2021
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	0000002152
Map Reference	MB 124 MAP 8
Instrument Date	Nov 20, 2021
Instrument	2021113002152
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	0000002153
Date	Nov 30, 2021
Instrument	2021113002153

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 05, 2020
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	2010050919
Instrument Date	Sep 20, 2020
Instrument	2010050919
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	2010050920
Date	Oct 05, 2020
Instrument	2010050920

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2019
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	1902150520
Instrument Date	Nov 19, 2018
Instrument	1902150520
Transaction Type	Transfer
Record Updated	Mar 01, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5949 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 14, 2018
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	1806140033
Instrument Date	Jun 07, 2018
Instrument	1806140033
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$511.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2017
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	1710250412
Instrument Date	Oct 03, 2017
Instrument	1710250412
Transaction Type	Mortgage
Record Updated	Nov 01, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5949 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	1710250413
Date	Oct 25, 2017
Instrument	1710250413

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2017
Property Address	5949 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	0000000163
Book / Page	170125 / 000163
Instrument Date	Oct 10, 2016
Transaction Type	Transfer
Record Updated	Feb 03, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5949 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	164,
Date	Jan 25, 2017
Book Page	170125/000164

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	15707 ROCKFIELD BLVD # 320, IRVINE, CA 92618-2874

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.24%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$622,396 (+2%) Land $124,478 Building $497,918
2025	$5,281.00 (+1.66%)	$610,193 (+4.04%) Land $122,038 Building $488,155
2024	$5,195.00 (+0.33%)
2023	$5,178.00 (+0.14%)	$586,500 Land $117,300 Building $469,200
2022	$5,171.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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