5948 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5948 Camray Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 1982
Lot Size	0.195 acres (8,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Feb 2013)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245-0302-001-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0302-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,492 sqft (0.195 acres)
Parking Spaces	3 Parking Spaces
Pool Area	30,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5948 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LINCOLN HILL 02, LOT 13
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1019
Census Tract	7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5948 CAMRAY CIR, CARMICHAEL, CA 95608-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 22, 2018	Quit Claim Deed, Mortgage · VA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2013 · Amount on Record
Deed Sale	Feb 11, 2013 · Amount on Record
Prior Sale	Jul 9, 2012 · Amount on Record
Deed Book / Page	20130211 / 995
Last Transfer Date	May 16, 2018
Transfer Doc	5220000000609
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5948 CAMRAY CIR, CARMICHAEL, CA 95608-1742
Document Number	1907300733
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5948 CAMRAY CIR CARMICHAEL CA 956081742, CARMICHAEL, CA 95608-1742

Mortgage

Document Number	1907300733
Date	Jul 30, 2019
Instrument	1907300733

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2018
Property Address	5948 CAMRAY CIR, CARMICHAEL, CA 95608-1742
Document Number	1805220609
Instrument Date	May 16, 2018
Instrument	1805220609
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5948 CAMRAY CIR CARMICHAEL CA 956081742, CARMICHAEL, CA 95608-1742

Mortgage

Document Number	1805220610
Date	May 22, 2018
Instrument	1805220610

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,227 (+2%) Land $138,157 Building $275,070
2025	$4,837.00 (+2.18%) Homeowner's exemption	$405,126 (+4.04%) Land $135,449 Building $269,677
2024	$4,734.00 (+1.63%)
2023	$4,658.00 (+2.08%) Homeowner's exemption	$389,397 Land $130,191 Building $259,206
2022	$4,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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