5944 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5944 Camray Cir, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,927 sqft · built 1984
Lot Size	0.174 acres (7,567 sqft)
Owner	Individual Name on File
Last Sale	$426,500 (Jan 2018)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0302-015-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0302-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
1st Floor Area	1,927 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,567 sqft (0.174 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5944 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HILL 02, LOT 27
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1019
Census Tract	7906

Owner

Source: Sacramento County records · APN 245-0302-015-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5944 CAMRAY CIR, CARMICHAEL, CA 95608-1734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jan 22, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Jan 22, 2018	Grant Deed, Transfer · Conventional with PMI VITEK MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Deed Book / Page	20180122 / 547
Prior Transfer Date	Jan 18, 2018
Prior Transfer Doc	1220000000548
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5944 CAMRAY CIR, CARMICHAEL, CA 95608-1734
Document Number	2011301090
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5944 CAMRAY CIR CARMICHAEL CA 956081734, CARMICHAEL, CA 95608-1734

Mortgage

Document Number	2011301090
Date	Nov 30, 2020
Instrument	2011301090

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5944 CAMRAY CIR, CARMICHAEL, CA 95608-1734
Document Number	1910030380
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5944 CAMRAY CIR CARMICHAEL CA 956081734, CARMICHAEL, CA 95608-1734

Mortgage

Document Number	1910030380
Date	Oct 03, 2019
Instrument	1910030380

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2018
Property Address	5944 CAMRAY CIR, CARMICHAEL, CA 95608-1734
Document Number	1801220548
Instrument Date	Jan 18, 2018
Instrument	1801220548
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5944 CAMRAY CIR CARMICHAEL CA 956081734, CARMICHAEL, CA 95608-1734

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2018
Property Address	5944 CAMRAY CIR, CARMICHAEL, CA 95608-1734
Document Number	1801220547
Instrument Date	Jan 17, 2018
Instrument	1801220547
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$469.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5944 CAMRAY CIR CARMICHAEL CA 956081734, CARMICHAEL, CA 95608-1734

Mortgage

Document Number	1801220549
Date	Jan 22, 2018
Instrument	1801220549

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$494,984 (+2%) Land $116,056 Building $378,928
2025	$5,805.00 (+2.18%) Homeowner's exemption	$485,280 (+4.04%) Land $113,781 Building $371,499
2024	$5,681.00 (+1.63%)
2023	$5,590.00 (+2.06%) Homeowner's exemption	$466,437 Land $109,363 Building $357,074
2022	$5,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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