5969 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5969 Camray Cir, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,226 sqft · built 1980
Lot Size0.154 acres (6,720 sqft)
Owner2 Individual Names on Record
Last Sale$559,000 (May 2024)
Tax Bill$6,914 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN245-0303-007-0000

Property Details

APN / Parcel Number

Primary APN245-0303-007-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,226 sqft Living Area
1st Floor Area1,506 sqft
2nd Floor Area720 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialOther
Lot Area6,720 sqft (0.154 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5969 CAMRAY CIR
CityCARMICHAEL
StateCA
Zip95608-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLINCOLN HILL 02, LOT 7
Legal SubdivisionLINCOLN HILL 02
Legal Lot Number7
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1020
Census Tract7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5969 CAMRAY CIR, CARMICHAEL, CA 95608-1743
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Deed Book / Page20240513 / 442
Prior Transfer DateAug 28, 1995
Prior Transfer Doc9509000865
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5969 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5969 CAMRAY CIR, CARMICHAEL, CA 95608-1743

Mortgage

Document Number0000000470
DateOct 27, 2025
Instrument202510270470
Lender
NameSECURE CHOICE LENDING
TypeMortgage Company
AddressRIVERSIDE, CA 92507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$581,583 (+2%) Land $145,656 Building $435,927
2025$6,914.00 (+139.16%)$570,180 (+137.92%) Land $142,800 Building $427,380
2024$2,891.00 (+1.65%)
2023$2,844.00 (+2.08%) Homeowner's exemption$239,647 Land $60,916 Building $178,731
2022$2,786.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Camray Cir

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