5925 S 400 E, Berne, IN 46711 Property Records

Adams County property record for 5925 S 400 E, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	1 bd · 1,677 sqft · built 2005
Lot Size	11.2 acres (489,614 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2022)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Oct 2019 Refinance Feb 2016 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-32-300-004.000-002`

Property Details

APN / Parcel Number

Primary APN	`01-09-32-300-004.000-002`
Alternative APNs	`00903000000101` `00618805281`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,677 sqft Living Area
1st Floor Area	2,352 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Asphalt
Lot Area	489,614 sqft (11.2 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00618805281
Street Address	5925 S 400 E
City	BERNE
State	IN
Zip	46711-9339
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MID 311.75' S/2 SW W OF SALEM RD SEC 32 (11.24A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2052
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5925 S 400 E, BERNE, IN 46711-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Feb 19, 2016	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA
Dec 1, 2008	Deed of Trust, Mortgage FARM CREDIT SERVICES OF MID AMERICA ACA
Aug 3, 2007	Deed of Trust, Mortgage · ARM BANK OF GENEVA
Dec 21, 2010	Deed of Trust, Mortgage · Line of Credit BANK OF GENEVA
Jan 26, 2010	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES OF MID AMERICA PCA
Apr 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK OF BERNE
Mar 27, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	202241493
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	2006000321
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003864
Date	Oct 7, 2019
Instrument	2019003864

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016000623
Date	Feb 19, 2016
Instrument	2016000623

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2046

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008004640
Date	Dec 1, 2008
Instrument	2008004640

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA ACA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2038

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007003507
Date	Aug 3, 2007
Instrument	2007003507

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2012
Change Frequency	5 Years
Min Rate At Change	2.75%
Index	5-Year TN
Max Rate	13.5%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010005224
Date	Dec 21, 2010
Instrument	2010005224

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010000345
Date	Jan 26, 2010
Instrument	2010000345

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA PCA
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 12, 2022
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Document Number	2022001585
Instrument Date	Apr 6, 2022
Instrument	2022001585
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5925 S 400 E, BERNE, IN 46711-9339

Mortgage

Document Number	2022001602
Date	Apr 12, 2022
Instrument	2022001602

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 27, 2019
Property Address	5925 S 400 E, BERNE, IN 46711-9339
Document Number	2019001067
Instrument Date	Mar 23, 2019
Instrument	2019001067
Transaction Type	Transfer
Record Updated	Nov 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001068
Date	Mar 27, 2019
Instrument	2019001068

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (-4.3%) Homeowner's exemption	$211,000 (+11.35%) Land $41,500 Building $169,500	$211,000 (+11.35%) Land $41,500 Building $169,500
2024	$1,603.00 (-3.78%)
2023	$1,666.00 (-45.22%)	$189,500 (+2.6%) Land $39,300 Building $150,200	$189,500 (+2.6%) Land $39,300 Building $150,200
2022	$3,041.00 (+138.7%)	$184,700 Land $35,400 Building $149,300	$184,700 Land $35,400 Building $149,300
2020	$1,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6

May also be available: Mercury Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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