Adams County property record for 5860 S 400 E, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4,330 sqft · built 1976 |
| Lot Size | 14 acres (610,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Feb 2026) |
| Tax Bill | $2,944 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-31-400-007.000-002 |
| Primary APN | 01-09-31-400-007.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,330 sqft Living Area |
| 1st Floor Area | 4,330 sqft |
| Basement Area | 1,442 sqft |
| Unfinished Basement | 1,442 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 610,276 sqft (14 acres) |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Other |
|---|
| Account Number | 00677240850 |
|---|---|
| Street Address | 5860 S 400 E |
| City | BERNE |
| State | IN |
| Zip | 46711-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT E/2 SE SE SEC 31 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | BLUE CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30500 |
5860 S 400 E, a rural home, is owned and occupied by an individual who bought it in February 2026.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5800 S 400 E, BERNE, IN 46711-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on File |
| Deed Sale | Feb 12, 2026 · Amount on File |
| Deed Document Number | 202646631 |
| Prior Transfer Date | Jan 30, 2026 |
| Prior Transfer Doc | 0000046631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 5860 S 400 E, BERNE, IN 46711-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026000583 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026000583 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
The 2025 property tax bill for 5860 S 400 E was $2,944 with a homeowner's exemption, down 1.3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Blue Creek Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,944.00 (-1.34%) Homeowner's exemption | $357,300 Land $51,100 Building $306,200 | $357,300 Land $51,100 Building $306,200 |
| 2024 | $2,984.00 (+16.52%) | ||
| 2023 | $2,561.00 (+2.77%) | $311,400 (-0.42%) Land $49,000 Building $262,400 | $311,400 (-0.42%) Land $49,000 Building $262,400 |
| 2022 | $2,492.00 | $312,700 Land $45,400 Building $267,300 | $312,700 Land $45,400 Building $267,300 |
| 2020 | $2,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5860 S 400 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5860 S 400 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Mercury Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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