5800 S 400 E, Berne, IN 46711 Property Records

Adams County property record for 5800 S 400 E, Berne, IN 46711

Property Summary

Property Type	Single Family Home
Details	7 bd · 2,224 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Jun 2020)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-31-400-008.000-002`

Property Details

APN / Parcel Number

Primary APN	`01-09-31-400-008.000-002`
Alternative APNs	`00919000000550` `01243188451`

Interior

Bedrooms	7 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	2,464 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01243188451
Street Address	5800 S 400 E
City	BERNE
State	IN
Zip	46711-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 323' OF E 135' SE SE SEC 31 (1A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2042
Census Tract	30500

Owner

5800 S 400 E is owned and occupied by two individuals who bought it in June 2020.

Source: Adams County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5800 S 400 E, BERNE, IN 46711-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Mar 26, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jun 25, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Nov 14, 2006 · Amount on File
Deed Document Number	20203038
Prior Transfer Date	Nov 11, 2006
Prior Transfer Doc	2006005330
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5800 S 400 E, BERNE, IN 46711-9442
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025004354
Date	Nov 7, 2025
Instrument	2025004354

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5800 S 400 E, BERNE, IN 46711-9442
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001122
Date	Mar 26, 2018
Instrument	2018001122

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	Feb 19, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5800 S 400 E, BERNE, IN 46711-9442
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003361
Date	Jul 13, 2020
Instrument	2020003361

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5800 S 400 E, BERNE, IN 46711-9442
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003135
Date	Jul 15, 2022
Instrument	2022003135

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jun 25, 2020
Property Address	5800 S 400 E, BERNE, IN 46711-9442
Document Number	2020003038
Instrument Date	Jun 22, 2020
Instrument	2020003038
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2020003039
Date	Jun 25, 2020
Instrument	2020003039

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 5800 S 400 E was $1,234 with a homeowner's exemption, up 2.9% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+2.92%) Homeowner's exemption	$181,100 Land $20,500 Building $160,600	$181,100 Land $20,500 Building $160,600
2024	$1,199.00 (+5.45%)
2023	$1,137.00 (+5.57%)	$156,300 (-0.57%) Land $20,500 Building $135,800	$156,300 (-0.57%) Land $20,500 Building $135,800
2022	$1,077.00	$157,200 Land $20,500 Building $136,700	$157,200 Land $20,500 Building $136,700
2020	$883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5800 S 400 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5800 S 400 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6

May also be available: Mercury Fiber, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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