Adams County property record for 5501 S 400 E, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3,672 sqft · built 1988 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-32-300-010.000-002 |
| Primary APN | 01-09-32-300-010.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,672 sqft Living Area |
| 1st Floor Area | 3,672 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Other |
|---|
| Account Number | 00312829977 |
|---|---|
| Street Address | 5501 S 400 E |
| City | BERNE |
| State | IN |
| Zip | 46711-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W 1078.84' OF N 242.26' SW SEC 32 (6A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | BLUE CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 30500 |
5501 S 400 E, a rural home, is owned and occupied by an individual.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5501 S 400 E, BERNE, IN 46711-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 5501 S 400 E, BERNE, IN 46711-9440 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024001462 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024001462 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 5501 S 400 E, BERNE, IN 46711-9440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202020000182 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 202020000182 |
| Name | FARMERS & MERCHANTS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 5501 S 400 E was $3,356 with a homeowner's exemption, up 1.2% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Blue Creek Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,356.00 (+1.24%) Homeowner's exemption | $377,700 Land $30,200 Building $347,500 | $377,700 Land $30,200 Building $347,500 |
| 2024 | $3,315.00 (-4.47%) | ||
| 2023 | $3,470.00 (-1.39%) | $331,400 (-1.92%) Land $29,200 Building $302,200 | $331,400 (-1.92%) Land $29,200 Building $302,200 |
| 2022 | $3,519.00 | $337,900 Land $27,400 Building $310,500 | $337,900 Land $27,400 Building $310,500 |
| 2020 | $2,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5501 S 400 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5501 S 400 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Mercury Fiber, T-Mobile.
4G LTE (outdoors only), no 5G reported
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