Adams County property record for 5646 S 400 E, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2,164 sqft · built 1991 |
| Lot Size | 40.6 acres (1,771,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,121 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-31-400-001.000-002 |
| Primary APN | 01-09-31-400-001.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 2,812 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 1,771,934 sqft (40.6 acres) |
| Shed | 1 Shed |
| Shed Area | 54 sqft |
| Heating System | Other |
|---|
| Account Number | 02129669573 |
|---|---|
| Street Address | 5646 S 400 E |
| City | BERNE |
| State | IN |
| Zip | 46711-9180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NE SE SEC 31 (40.678A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | BLUE CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30500 |
5646 S 400 E, a rural home, is owned and occupied by an individual who acquired it in May 2008.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5646 S 400 E, BERNE, IN 46711-9180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST BANK OF BERNE |
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2008 |
| Deed Sale | May 23, 2008 |
| Deed Document Number | 20082225 |
| Prior Transfer Date | May 22, 2008 |
| Prior Transfer Doc | 2008002225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 5646 S 400 E, BERNE, IN 46711-9180 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2021005521 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021005521 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 5646 S 400 E, BERNE, IN 46711-9180 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2021006096 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021006096 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 5646 S 400 E was $4,121 with a homeowner's exemption, down 1.2% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Blue Creek Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,121.00 (-1.22%) Homeowner's exemption | $376,600 Land $81,200 Building $295,400 | $376,600 Land $81,200 Building $295,400 |
| 2024 | $4,172.00 (+0.24%) | ||
| 2023 | $4,162.00 (+10.25%) | $343,000 (+5.77%) Land $74,900 Building $268,100 | $343,000 (+5.77%) Land $74,900 Building $268,100 |
| 2022 | $3,775.00 | $324,300 Land $63,400 Building $260,900 | $324,300 Land $63,400 Building $260,900 |
| 2020 | $3,389.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5646 S 400 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5646 S 400 E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Mercury Fiber, T-Mobile.
4G LTE (outdoors only), no 5G reported
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