St. Louis County property record for 5939 Elde Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 400 sqft · built 2007 |
| Lot Size | 5.42 acres (236,095 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $368 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0010-01980 |
| Primary APN | 305-0010-01980 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 400 sqft Gross Area |
| 1st Floor Area | 400 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 236,095 sqft (5.42 acres) |
| Storage Building | 30 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1062523 |
|---|---|
| Street Address | 5939 ELDE RD |
| City | COTTON |
| State | MN |
| Zip | 55724-8108 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF GOVT LOT 1, DESCRIBED AS FOLLOWSFOLLOWS: BEGINNING AT THE NORTHEAST CORNEROF LOT 4, STEWARTS ADDITION; |
| Legal Range | 16W |
| Legal Township | 54N |
| Legal Section | 12 |
| Legal Subdivision | COTTON TOWN OF |
| Legal Tract | 3 |
| Legal Lot Number | 1,4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 11402 |
5939 Elde Rd, a residential property, is owned and occupied by an individual who acquired it in November 2002.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5939 ELDE RD, COTTON, MN 55724-8108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2002 |
| Transfer Doc | 0000877761 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5939 Elde Rd was $368.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368.00 | ||
| 2025 | $29,200 (+3.55%) Land $14,600 Building $14,600 | $29,200 (+3.55%) Land $14,600 Building $14,600 | |
| 2024 | $346.00 | $28,200 Land $14,200 Building $14,000 | $28,200 Land $14,200 Building $14,000 |
| 2022 | $30,300 Land $14,000 Building $16,300 | $30,300 Land $14,000 Building $16,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5939 Elde Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5939 Elde Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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