Allegan County property record for 526 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,052 sqft · built 1940 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2024) |
| Tax Bill | $4,158 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-020-008-20 |
| Primary APN | 17-020-008-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Foundation Type | No Foundation |
| Lot Area | 98,010 sqft (2.25 acres) |
| Lot Dimensions | 316 ft deep x 310 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 526 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM E 1/4 PST TH W 83.63' TO C/L RIVER RD TH N 46 DEG 47' 05 W ON SD C/L 762.42' TO POB THIS DESC TH S 43 DEG 12' 55 W 330' TH N 46 DEG 47' 05 W 330' TH N 43 DEG 12' 55 E 330' TO C/L SD RD TH S'LY ON SD C/L 330' TO POB SEC 20 T1N R12W (82) |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31800 |
526 River Rd is owned and occupied by two individuals who bought it in October 2024.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 526 RIVER RD, OTSEGO, MI 49078-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on File |
| Deed Sale | Oct 10, 2024 · Amount on File |
| Prior Sale | Apr 14, 1995 · Amount on File |
| Deed Document Number | 202415146 |
| Deed Book / Page | 4980 / 975 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 3954/363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 526 RIVER RD, OTSEGO, MI 49078-9685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 4218-595 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 4218/595 |
| Instrument | 4218-595 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 526 River Rd was $4,158 with a homeowner's exemption, up 122.4% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,200 (+1.15%) Land $14,000 Building $109,200 | $246,400 (+1.15%) Land $28,000 Building $218,400 | |
| 2025 | $4,158.00 (+122.35%) Homeowner's exemption | $121,800 Land $14,000 Building $107,800 | $243,600 Land $28,000 Building $215,600 |
| 2024 | $1,870.00 | ||
| 2023 | $92,400 Land $12,600 Building $79,800 | $184,800 Land $25,200 Building $159,600 | |
| 2022 | $1,580.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 526 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 526 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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