Walton County property record for 620 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,139 sqft · built 2015 |
| Lot Size | 0.082 acres (3,582 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $562,500 (Jun 2016) |
| Tax Bill | $8,458 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-3S-19-25012-000-3180 |
| Primary APN | 11-3S-19-25012-000-3180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 1,107 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 3,582 sqft (0.082 acres) |
| Garage Type | Attached |
| Garage Area | 467 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
| Porch Area | 528 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 FLATWOODS FOREST LOOP |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 318 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3011-1335 OR 3219-980 |
| Legal Range | 019 |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | SEAGROVE THIRD REPLAT |
| Legal Block | 31 |
| Legal Lot Number | 318 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950610 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 620 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 4, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on Record |
| Deed Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 201617170 |
| Deed Book / Page | 3011 / 1335 |
| Last Transfer Date | Oct 4, 2021 |
| Transfer Doc | 0032190980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 620 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848 |
| Document Number | 0032190980 |
| Book / Page | 3219 / 980 |
| Map Reference | MB 19 PG 10 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 20210049646 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 620 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 620 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 620 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848 |
| Document Number | 0032120087 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 3212/87 |
| Instrument | 20210041123 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,458.00 (+1.21%) Homeowner's exemption | $627,492 (-35.99%) | $834,559 (-14.87%) Land $125,000 Building $709,559 |
| 2024 | $8,357.00 (+4.84%) | ||
| 2023 | $7,971.00 (+0.73%) Homeowner's exemption | $980,285 (+9.49%) Land $120,472 Building $859,813 | $980,285 (+9.49%) Land $120,472 Building $859,813 |
| 2022 | $7,913.00 Homeowner's exemption | $895,303 Land $133,724 Building $761,579 | $895,303 Land $133,724 Building $761,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 645 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,249 units insured incl. 604 condo units |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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