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5846 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5846 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,856 sqft · built 2004
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$6,509 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT051500068

Property Details

APN / Parcel Number

Primary APNT051500068
Alternative APN
  • 3-157C-9469-00-0045.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,856 sqft Living Area
Gross Area4,853 sqft
1st Floor Area1,549 sqft
Basement Area1,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area
Patio Area300 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500068
Street Address5846 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 45
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number45
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5846 Hidden Creek Dr is owned and occupied by an individual who acquired it in April 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address5846 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2019
Deed SaleApr 17, 2019
Prior SaleJul 16, 2018 · Amount on File
Deed Document Number2019175110
Deed Book / Page7060 / 1224
Prior Transfer DateApr 9, 2019
Prior Transfer Doc0000175110
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2018
Property Address5846 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Document Number0069481918
Book / Page006948 / 001918
Instrument DateJul 12, 2018
Instrument400140
Transaction TypeTransfer
Record UpdatedAug 10, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5846 HIDDEN CREEK DR ST CHARLES MO 633042461, ST CHARLES, MO 63304-2461

Mortgage

Document Number69481920
DateJul 16, 2018
Book Page006948/001920
Instrument400150
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5846 Hidden Creek Dr was $6,509.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,443 (-)$539,176 (-) Building $539,176
2025$6,509.00$102,443$539,176
2023$98,607 (+19.4%)
2022$5,705.00$82,587$518,983 (+19.4%) Land $95,000 Building $423,983
2021$434,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5846 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5846 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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