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5842 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5842 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,360 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
OwnerTrust Name on File
Last Sale$206,300 (Jun 2009)
Tax Bill$6,008 (2024)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNT051500070

Property Details

APN / Parcel Number

Primary APNT051500070
Alternative APN
  • 3-157C-9469-00-0047.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,360 sqft Living Area
Gross Area5,587 sqft
1st Floor Area2,360 sqft
Basement Area2,328 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area899 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area368 sqft
Deck AreaDeck Area
Patio Area687 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500070
Street Address5842 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 47
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number47
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5842 Hidden Creek Dr is owner-occupied and held in a trust since June 2009.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordTrust Name on File
Mailing Address5842 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2009 · Amount on File
Deed SaleJun 8, 2009 · Amount on File
Prior SaleMay 5, 2005 · Amount on File
Deed Document Number2009458120
Deed Book / Page5204 / 2454
Prior Transfer DateMay 28, 2009
Prior Transfer Doc0052042454
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5842 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Document Number0070280303
Instrument DateJan 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5842 HIDDEN CREEK DR ST CHARLES MO 633042461, ST CHARLES, MO 63304-2461

Mortgage

Document Number0070280303
DateJan 22, 2019
Book Page007028/000303
Instrument33460
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,871 (-)$530,903 (-) Land $120,000 Building $410,903
2025$100,871$530,903 Land $120,000 Building $410,903
2024$6,008.00
2023$93,674
2022$493,021 Building $493,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5842 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5842 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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