5845 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5845 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,331 sqft · built 2004
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jul 2024)
Tax Bill$6,288 (2025)
Flood ZoneZone X (minimal risk)
APNT051500108

Property Details

APN / Parcel Number

Primary APNT051500108
Alternative APN
  • 3-157C-9651-00-0030.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,331 sqft Living Area
Gross Area5,282 sqft
1st Floor Area2,331 sqft
Basement Area2,331 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area302 sqft
Deck Area66 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500108
Street Address5845 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 BDRY ADJ LOT 30
Legal SubdivisionHIDDEN CREEK #1 BDRY ADJ
Legal Lot Number30
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5845 Hidden Creek Dr is owned and occupied by two individuals who bought it in July 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address5845 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on File
Deed SaleJul 19, 2024 · Amount on File
Prior SaleOct 29, 2004 · Amount on File
Deed Document Number202428540
Prior Transfer DateSep 2, 2016
Prior Transfer Doc0000581420
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5845 Hidden Creek Dr was $6,288.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,937 (-)$520,722 (-) Land $120,000 Building $400,722
2025$6,288.00$98,937$520,722 Land $120,000 Building $400,722
2023$91,470
2022$481,421 Building $481,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5845 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5845 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Hidden Creek Dr

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