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5852 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5852 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,850 sqft · built 2004
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (May 2013)
Tax Bill$7,643 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNT051500065

Property Details

APN / Parcel Number

Primary APNT051500065
Alternative APN
  • 3-157C-9469-00-0042.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,850 sqft Living Area
1st Floor Area2,850 sqft
Basement Area2,850 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area16,117 sqft (0.369 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area55 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT051500065
Old Parcel NumberT051500065
Street Address5852 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 42
Legal Range03E
Legal Township46N
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number42
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5852 Hidden Creek Dr is owned and occupied by an individual who bought it in May 2013.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5852 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2013 · Amount on File
Deed SaleMay 15, 2013 · Amount on File
Prior SaleApr 8, 2004
Deed Document Number0060172247
Deed Book / Page6017 / 2247
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5852 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Document Number0067490664
Book / Page006749 / 000664
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJun 2, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5852 HIDDEN CREEK DR ST CHARLES MO 633042461, ST CHARLES, MO 63304-2461

Mortgage

Document Number0067490664
DateMay 25, 2017
Book Page006749/000664
Instrument321660
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 24, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5852 Hidden Creek Dr was $7,643.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,643.00$120,410$633,739 Land $120,000 Building $513,739
2023$112,596
2022$592,612 Building $592,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5852 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5852 Hidden Creek Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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