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5843 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5843 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,516 sqft · built 2006
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jun 2019)
Deeds & MortgagesFeb 2023 Sale
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNT051500107

Property Details

APN / Parcel Number

Primary APNT051500107
Alternative APN
  • 3-157C-9651-00-0029.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,516 sqft Living Area
Gross Area6,513 sqft
1st Floor Area2,147 sqft
Basement Area1,943 sqft
Finished Basement650 sqft
Unfinished Basement1,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500107
Street Address5843 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 BDRY ADJ LOT 29
Legal SubdivisionHIDDEN CREEK #1 BDRY ADJ
Legal Lot Number29
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5843 Hidden Creek Dr is owned and occupied by two individuals who acquired it in February 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Beneficiary Deed, Transfer
Jul 27, 2018Deed of Trust, Mortgage · Line of Credit
PEOPLES SAVINGS BANK OF RHINELAND
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019 · Amount on File
Deed SaleJun 3, 2019 · Amount on File
Prior SaleDec 5, 2012 · Amount on File
Deed Document Number2019264490
Deed Book / Page7082 / 1817
Last Transfer DateFeb 10, 2023
Transfer Doc0000005236
Record UpdatedOct 29, 2026

February 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 13, 2023
Property Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
Document Number0000005236
Map ReferenceMB 41 PG 196
Instrument DateFeb 10, 2023
Instrument2023R-005236
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000426940
DateJul 27, 2018
Book Page6954/1611
Instrument20180727000426940
Lender
NamePEOPLES SAVINGS BANK OF RHINELAND
TypeBank
AddressHERMANN, MO 65041
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 3, 2019
Property Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
Document Number0000264490
Book / Page7082 / 1817
Map ReferenceMB 41 PG 196
Instrument DateMay 28, 2019
Instrument20190603000264490
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyACCURATE TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5843 HIDDEN CREEK DR, 5843, SAINT CHARLES, MO 63304-2464

Transferred To (Grantee/Buyer)

NameVerified Name
Address5843 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464

Mortgage

Document Number0000264500
DateJun 3, 2019
Instrument20190603000264500
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$125,137$658,617 Land $120,000 Building $538,617
2023$126,342
2022$664,958 Land $95,000 Building $569,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5843 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5843 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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