Polk County property record for 5843 Trophy Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,369 sqft · built 1998 |
| Lot Size | 1.44 acres (62,857 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (Mar 2002) |
| Tax Bill | $5,122 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 23-29-15-141576-003100 |
| Primary APN | 23-29-15-141576-003100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,369 sqft Living Area |
| Gross Area | 3,137 sqft |
| 1st Floor Area | 2,477 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 62,857 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 166 sqft |
| Patio Area | 448 sqft |
| Street Address | 5843 TROPHY LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOTS 310 & 311 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 15 |
| Legal Subdivision | DEER BROOKE SOUTH |
| Legal Block | 2 |
| Legal Lot Number | 310,311 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11909 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA CENTRAL CU |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on Record |
| Deed Sale | Mar 29, 2002 · Amount on Record |
| Prior Sale | Apr 15, 1994 · Amount on Record |
| Deed Book / Page | 4965 / 986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5843 TROPHY LOOP, LAKELAND, FL 33811-2072 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5843 TROPHY LOOP, TAMPA, FL 33679 |
| Document Number | 0000232373 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 12394/678 |
| Instrument | 2022232373 |
| Name | FLORIDA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33679 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5843 TROPHY LOOP, LAKELAND, FL 33811-2072 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 5843 TROPHY LOOP, LAKELAND, FL 33811-2072 |
| Document Number | 0000270363 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 11940/1983 |
| Instrument | 2021270363 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,122.00 (+19.84%) Homeowner's exemption | $436,392 (+36.97%) | $525,360 (+22.85%) Land $72,000 Building $453,360 |
| 2023 | $4,274.00 (+3.01%) Homeowner's exemption | $318,594 (+3%) | $427,651 (+8.11%) Land $69,000 Building $358,651 |
| 2022 | $4,149.00 Homeowner's exemption | $309,315 | $395,575 Land $66,000 Building $329,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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