Polk County property record for 5863 Trophy Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,035 sqft · built 2002 |
| Lot Size | 0.276 acres (12,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,400 (Aug 2002) |
| Tax Bill | $1,190 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-15-141576-003130 |
| Primary APN | 23-29-15-141576-003130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 2,035 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,005 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 140 sqft |
| Street Address | 5863 TROPHY LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | *DEED APPEARS IN ERROR* DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 313 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 15 |
| Legal Subdivision | DEER BROOKE SOUTH |
| Legal Tract | 141576 |
| Legal Block | 2 |
| Legal Lot Number | 313 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11909 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 TWIN SPRINGS LN, STOCKBRIDGE, GA 30281-4572 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 2, 2002 · Amount on Record |
| Deed Sale | Aug 2, 2002 · Amount on Record |
| Deed Book / Page | 5076 / 349 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0000267197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5863 TROPHY LOOP, LAKELAND, FL 33811-2072 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 5863 TROPHY LOOP, LAKELAND, FL 33811-2072 |
| Document Number | 0000324951 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 12026/331 |
| Instrument | 20210324951 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,190.00 (-28.53%) Homeowner's exemption | $132,299 (+5.99%) | $288,444 (-3.04%) Land $48,000 Building $240,444 |
| 2023 | $1,665.00 (+5.18%) Homeowner's exemption | $124,825 (+3%) | $297,476 (+7.94%) Land $46,000 Building $251,476 |
| 2022 | $1,583.00 Homeowner's exemption | $121,189 | $275,599 Land $44,000 Building $231,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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