5816 Trophy Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5816 Trophy Loop, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,229 sqft · built 1996
Lot Size	0.32 acres (13,957 sqft)
Owner	Individual Name on File
Last Sale	$2,642 (Jun 2025)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-15-141576-003600`

Property Details

APN / Parcel Number

Primary APN	`23-29-15-141576-003600`
Alternative APNs	`152923141576003600` `52923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	2,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,957 sqft (0.32 acres)
Lot Dimensions	136 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	600 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5816 TROPHY LOOP
City	LAKELAND
State	FL
Zip	33811-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 360
Legal Range	23E
Legal Township	29S
Legal Section	15
Legal Subdivision	DEER BROOKE SOUTH
Legal Tract	141576
Legal Block	2
Legal Lot Number	360
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2017
Census Tract	11909

Owner

Source: Polk County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5816 TROPHY LOOP, LAKELAND, FL 33811-2071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	2025140992
Deed Book / Page	13588 / 1566
Prior Transfer Date	May 14, 2025
Prior Transfer Doc	0000140992
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5816 TROPHY LOOP, LAKELAND, FL 33811-2071
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5816 TROPHY LOOP, LAKELAND, FL 33811-2071

Mortgage

Document Number	0000198203
Date	Aug 23, 2023
Book Page	12811/526
Instrument	2023198203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5816 TROPHY LOOP, LAKELAND, FL 33811-2071
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5816 TROPHY LOOP, LAKELAND, FL 33811-2071

Mortgage

Document Number	0000321510
Date	Dec 10, 2021
Book Page	12020/1485
Instrument	20210321510

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (-19.32%) Homeowner's exemption	$184,239 (+5.99%)	$382,274 (-0.53%) Land $48,000 Building $334,274
2023	$2,308.00 (+4.2%) Homeowner's exemption	$173,832 (+3%)	$384,294 (+9.74%) Land $46,000 Building $338,294
2022	$2,215.00 Homeowner's exemption	$168,769	$350,174 Land $44,000 Building $306,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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