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5827 Trophy Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5827 Trophy Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,285 sqft · built 1995
Lot Size0.622 acres (27,073 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2021)
Tax Bill$4,000 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-15-141576-003080

Property Details

APN / Parcel Number

Primary APN23-29-15-141576-003080
Alternative APNs
  • 152923141576003080
  • 52923000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,285 sqft Living Area
Gross Area2,846 sqft
1st Floor Area2,285 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area27,073 sqft (0.622 acres)
Lot Dimensions270 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area561 sqft
PorchScreened/Unfinished Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5827 TROPHY LOOP
CityLAKELAND
StateFL
Zip33811-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionDEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 308
Legal Range23E
Legal Township29S
Legal Section15
Legal SubdivisionDEER BROOKE SOUTH
Legal Tract141576
Legal Block2
Legal Lot Number308
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2016
Census Tract11909

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5827 TROPHY LOOP, LAKELAND, FL 33811-2072
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleAug 25, 2004 · Amount on Record
Deed Document Number2021225634
Deed Book / Page11868 / 1761
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 27, 2021
Property Address5827 TROPHY LOOP, LAKELAND, FL 33811-2072
Document Number0000225634
Book / Page11868 / 1761
Map ReferenceMB 89 PG 15-17
Instrument DateAug 20, 2021
Instrument2021225634
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5827 TROPHY LOOP, 5827, LAKELAND, FL 33811-2072

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5827 TROPHY LOOP, LAKELAND, FL 33811-2072

Mortgage

Document Number0118681763
DateAug 27, 2021
Instrument11868/1763
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,000.00 (-8.99%) Homeowner's exemption$349,588 (+4.99%) Land $48,000 Building $301,588$349,588 (-1.1%) Land $48,000 Building $301,588
2023$4,395.00 (+2.98%) Homeowner's exemption$332,970 (+3%)$353,487 (+9.35%) Land $46,000 Building $307,487
2022$4,268.00 Homeowner's exemption$323,272 Land $44,000 Building $279,272$323,272 Land $44,000 Building $279,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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