5811 Trophy Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5811 Trophy Loop, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,394 sqft · built 1994
Lot Size	0.544 acres (23,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2025)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-15-141576-003060`

Property Details

APN / Parcel Number

Primary APN	`23-29-15-141576-003060`
Alternative APNs	`152923141576003060` `52923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	2,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	23,710 sqft (0.544 acres)
Lot Dimensions	265 ft deep x 93 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5811 TROPHY LOOP
City	LAKELAND
State	FL
Zip	33811-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 306
Legal Range	23E
Legal Township	29S
Legal Section	15
Legal Subdivision	DEER BROOKE SOUTH
Legal Tract	141576
Legal Block	2
Legal Lot Number	306
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2016
Census Tract	11909

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5811 TROPHY LOOP, LAKELAND, FL 33811-2072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jul 20, 1994 · Amount on Record
Deed Document Number	202587759
Deed Book / Page	13510 / 101
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5811 TROPHY LOOP, LAKELAND, FL 33811-2072
Document Number	0112072072
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5811 TROPHY LOOP LAKELAND FL 338112072, LAKELAND, FL 33811-2072

Mortgage

Document Number	0112072072
Date	Apr 16, 2020
Book Page	011207/002072
Instrument	80151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Apr 15, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5811 TROPHY LOOP, LAKELAND, FL 33811-2072
Document Number	0109361970
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5811 TROPHY LOOP LAKELAND FL 338112072, LAKELAND, FL 33811-2072

Mortgage

Document Number	0109361970
Date	Aug 12, 2019
Book Page	010936/001970
Instrument	168591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,433 (+107.83%)	$377,666 (-0.48%) Land $48,000 Building $329,666
2025	$1,778.00 (-20.16%)	$177,754 (+5.99%)	$379,500 (-0.71%) Land $48,000 Building $331,500
2023	$2,227.00 (+4.21%) Homeowner's exemption	$167,713 (+3%)	$382,227 (+8.51%) Land $46,000 Building $336,227
2022	$2,137.00 Homeowner's exemption	$162,828	$352,253 Land $44,000 Building $308,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trophy Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures